Tag: Budgeting
How To Tell If Your Spending is a Problem
Lately, I’ve been slipping when it comes to saving money. I’ve been finding myself eating out much more often and not having the energy to cook or do a thorough job of buying groceries. Perhaps this is all happening because summer is here. The big question that I keep asking myself is: How do you [...]
10 Personal Finance Tips for Young Adults
After turning 28 last week, I’ve realized that my twenties are mostly behind me. I’m finally able to look back on adulthood with 10 years of life experiences as an adult behind me. Would I do things differently? Yes and no. If I did things differently, I wouldn’t be where I am today and I [...]
How To Get Started with Mint.com
Today, we had a budget seminar at work where I found out that only 2 out of 40 people in our company used an online financial organization/budgeting software to manage their finances. One co-worker and I are both using Mint.com. Our seminar leader mentioned Mint.com as being one of the leading tools available to help [...]
5 Ways to Spend the Week When You’re Over Budget
You guessed it. I’m over budget for the month of March. Not just a few dollars over, but I’ve increased my budget this month by between one and two hundred dollars, I’m guessing (wow, that is sad that I don’t even know the number). Of course, I’m lucky (if you call it that), since I [...]
What Does Your Spending Say About You?
This past Saturday, I withdrew $100 cash from an ATM. Today, two days later, I have $42 in my wallet and no record of where the other $58 went. After sitting down on Mint.com for 20 minutes, I finally figured out where it all went. That’s when these questions popped into my mind. “Why do [...]
Passion for Personal Finance, Business and Blogging Can Be Contagious
Recently, a close friend and co-worker told me that she bought a domain name and hosting service to start her very own blog. She is someone who has many interests and hobbies, many of them having to do with healthy living such as eating well, exercising and learning new things. I’m not sure what she [...]
6 Ways I Could Further Cut My Expenses
I live a cheap lifestyle. Last year I spent just over $21,000 in total. Getting my expenses down that low didn’t happen overnight, but instead took 2 years in the making. That being said, I could lower my lifestyle further, if I wanted to. Why would I want to, you ask? Yeah, I asked myself [...]
How to Hold Yourself Accountable to Your Budget
Ever since I started making a monthly budget almost two years ago, I’ve had trouble sticking to it. I think it’s mainly due to me being single and not having to be accountable to anyone else if I change my budget on the fly. I tend to always budget low, knowing that in a pinch, [...]
Saving Money Feels Better Than Spending Money To Me
People spend money because it feels good, right? I think that’s why I used to buy all kinds of “things”. It felt good to drive around in the car I had in college with its professionally tinted windows, 17 inch chrome wheels, expensive stereo system and remote starter. From the time I started making my [...]
Why We Pay Cash in a World of Plastic
Other than our monthly bills, which are all automatically paid and very consistent, my husband and I pay cash for nearly everything that comes up. Why would we do such a thing when it’s so easy and convenient to swipe a card? 1. Cash makes us spend less money. My husband needed convincing. He loved [...]
