<?xml version="1.0" encoding="UTF-8"?><?xml-stylesheet type="text/xsl" href="http://www.youngcheapliving.com/wp-content/plugins/google-sitemap-generator/sitemap.xsl"?><!-- generator="wordpress/3.5.1" -->
<!-- sitemap-generator-url="http://www.arnebrachhold.de" sitemap-generator-version="3.2.9" -->
<!-- generated-on="May 21, 2013 3:46 AM" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">	<url>
		<loc>http://www.youngcheapliving.com/</loc>
		<lastmod>2013-05-21T03:45:54+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>1.0</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/20/hello-from-florida-and-an-interview-with-jason-from-dividend-mantra/</loc>
		<lastmod>2013-05-21T03:45:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/15/a-15-cent-banana-and-thoughts-on-regular-people/</loc>
		<lastmod>2013-05-16T03:53:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/13/is-it-stupid-to-borrow-money/</loc>
		<lastmod>2013-05-14T00:48:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/contact/</loc>
		<lastmod>2013-05-12T21:30:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/search/</loc>
		<lastmod>2013-05-12T21:30:37+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/resources/</loc>
		<lastmod>2013-05-12T20:59:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/08/5-things-you-can-do-this-week-to-start-growing-your-wealth/</loc>
		<lastmod>2013-05-09T00:23:45+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/05/we-should-be-smelling-sunscreen-every-day-this-summer/</loc>
		<lastmod>2013-05-06T23:45:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/01/tis-the-season-to-save-50-of-your-income/</loc>
		<lastmod>2013-05-06T13:03:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/20/who-are-you-outside-of-money/</loc>
		<lastmod>2013-05-04T20:16:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/29/how-to-handle-living-on-another-planet-than-everyone-else/</loc>
		<lastmod>2013-04-30T03:30:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/survey/</loc>
		<lastmod>2013-04-28T21:13:17+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/24/having-things-given-to-you-hurts-you-not-the-other-way-around/</loc>
		<lastmod>2013-04-25T02:15:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/15/how-i-lost-1400-today-and-why-its-okay/</loc>
		<lastmod>2013-04-16T00:34:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/about/</loc>
		<lastmod>2013-04-16T00:28:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/03/why-a-lifestyle-business-is-worth-looking-into/</loc>
		<lastmod>2013-04-14T19:56:51+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/08/how-to-save-50000-in-two-years-after-getting-out-of-debt/</loc>
		<lastmod>2013-04-14T19:35:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/07/case-study-young-cheap-dating/</loc>
		<lastmod>2013-04-03T23:45:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/03/lessons-from-living-in-the-dc-metro-area-on-24000-per-year/</loc>
		<lastmod>2013-04-03T23:45:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/20/when-it-matters-youll-make-cuts/</loc>
		<lastmod>2013-04-03T23:44:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/17/how-to-live-below-your-means-its-simple/</loc>
		<lastmod>2013-04-03T23:44:25+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/29/everything-i-know-about-personal-finance-in-one-post/</loc>
		<lastmod>2013-03-29T19:59:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/27/first-get-your-finances-in-order-then-chase-your-dreams/</loc>
		<lastmod>2013-03-28T03:01:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/17/open-a-roth-ira-and-buy-a-house-um-no-thanks/</loc>
		<lastmod>2013-03-17T18:25:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/disclosures/</loc>
		<lastmod>2013-03-16T21:03:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/10/what-do-you-mean-you-dont-track-your-finances/</loc>
		<lastmod>2013-03-10T21:23:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/03/how-get-started-with-mint-com/</loc>
		<lastmod>2013-03-10T18:30:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/25/weekend-personal-finance-reading-young-adult-edition/</loc>
		<lastmod>2013-03-09T23:59:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/06/extreme-options-for-a-financial-independence-pursuer/</loc>
		<lastmod>2013-03-07T05:00:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/07/6-reasons-to-not-buy-a-house-even-if-you-can-afford-it/</loc>
		<lastmod>2013-03-02T18:37:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/06/change-your-life-with-the-whats-possible-mindset-of-personal-finance/</loc>
		<lastmod>2013-03-02T15:12:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/09/10-incredibly-fun-things-about-living-below-your-means/</loc>
		<lastmod>2013-03-02T15:00:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/01/oh-the-things-i-could-buy/</loc>
		<lastmod>2013-03-02T02:14:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/28/i-finally-pulled-the-trigger-on-investing-in-index-funds/</loc>
		<lastmod>2013-02-18T14:52:59+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/09/how-saving-for-a-house-became-saving-for-financial-independence/</loc>
		<lastmod>2013-02-18T14:52:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/27/how-to-budget/</loc>
		<lastmod>2013-02-18T14:49:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/17/why-i-love-being-debt-free/</loc>
		<lastmod>2013-02-18T14:49:09+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/14/is-saving-money-worth-it/</loc>
		<lastmod>2013-02-18T14:48:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/12/8-reasons-why-i-track-my-spending/</loc>
		<lastmod>2013-02-18T14:48:34+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/27/are-my-finances-getting-out-of-hand-or-is-it-just-summer/</loc>
		<lastmod>2013-02-18T14:46:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/09/10-personal-finance-tips-for-young-adults/</loc>
		<lastmod>2013-02-18T14:41:11+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/27/5-ways-to-spend-the-week-when-youre-over-budget/</loc>
		<lastmod>2013-02-18T14:38:22+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/19/what-does-your-spending-say-about-you/</loc>
		<lastmod>2013-02-18T14:36:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/16/the-three-biggest-financial-mistakes-ive-made-in-my-twenties/</loc>
		<lastmod>2013-02-18T14:36:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/13/im-realizing-that-i-dont-want-new-toys-anymore/</loc>
		<lastmod>2013-02-18T14:34:50+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/04/passion-for-personal-finance-business-blogging-or-anything-really-can-be-contagious/</loc>
		<lastmod>2013-02-18T14:33:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/11/my-walk-through-dave-ramseys-baby-steps/</loc>
		<lastmod>2013-02-18T14:31:55+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/22/my-5-favorite-places-on-the-internet/</loc>
		<lastmod>2013-02-18T14:27:12+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/31/three-steps-to-giving-yourself-a-big-raise-in-2012/</loc>
		<lastmod>2013-02-18T14:25:14+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/04/how-to-organize-your-financial-life-with-mint-com/</loc>
		<lastmod>2013-02-18T14:23:47+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/23/how-can-you-take-vacations-while-saving-for-financial-independence/</loc>
		<lastmod>2013-02-17T04:08:32+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/16/as-i-approach-29-years-old-i-cant-wait-to-get-older/</loc>
		<lastmod>2013-02-17T00:26:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/27/were-all-living-in-one-big-rat-race/</loc>
		<lastmod>2013-02-12T01:37:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/16/thinking-about-buying-an-expensive-car-big-mistake/</loc>
		<lastmod>2013-02-07T14:25:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/30/is-inspiration-all-thats-needed-to-pay-off-your-debt/</loc>
		<lastmod>2013-01-31T04:35:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/15/early-retirement-case-study-james-from-free-in-ten-years/</loc>
		<lastmod>2013-01-15T14:39:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/01/carnival-of-retirement-new-years-eve-2013-edition/</loc>
		<lastmod>2013-01-15T03:15:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/14/we-all-must-determine-which-path-to-take-and-why/</loc>
		<lastmod>2013-01-14T13:12:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/28/10-tips-for-living-on-less-than-25000-per-year/</loc>
		<lastmod>2013-01-12T23:50:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/10/be-realistic-about-the-future-be-present-start-living/</loc>
		<lastmod>2013-01-11T03:04:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/08/on-minimalism-financial-health-and-happiness/</loc>
		<lastmod>2013-01-09T01:12:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/all-posts/</loc>
		<lastmod>2013-01-06T23:16:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/02/from-broke-to-financially-independent-in-13-years-is-it-possible/</loc>
		<lastmod>2013-01-03T04:04:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/29/this-is-me-im-different-who-are-you/</loc>
		<lastmod>2012-12-29T23:56:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/27/living-on-less-for-a-better-2013-and-beyond/</loc>
		<lastmod>2012-12-28T03:16:29+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/09/what-if-we-all-lived-on-less-retired-early-and-pursued-our-passions/</loc>
		<lastmod>2012-12-10T03:15:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/privacy-policy/</loc>
		<lastmod>2012-12-09T20:37:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/06/life-is-hard-deal-with-it-by-moving-forward/</loc>
		<lastmod>2012-12-07T01:54:23+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/27/once-your-out-of-debt-stop-borrowing-money/</loc>
		<lastmod>2012-12-06T00:38:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/14/when-life-gets-you-down-get-fired-up/</loc>
		<lastmod>2012-12-01T18:29:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/30/12-lessons-from-12-months-of-young-cheap-living-part-2/</loc>
		<lastmod>2012-11-30T02:15:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/29/12-lessons-from-12-months-of-young-cheap-living-part-1/</loc>
		<lastmod>2012-11-29T15:19:44+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/19/10-reasons-to-stay-home-this-black-friday/</loc>
		<lastmod>2012-11-27T14:48:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/25/my-top-5-takeaways-from-financial-peace-university/</loc>
		<lastmod>2012-11-27T02:45:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/18/im-paying-cash-for-november-and-am-loving-it/</loc>
		<lastmod>2012-11-19T02:27:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/07/why-you-wont-see-ads-for-loans-debt-or-credit-cards-on-this-blog/</loc>
		<lastmod>2012-11-18T13:54:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/17/my-why-of-personal-finance/</loc>
		<lastmod>2012-11-18T13:48:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/11/stuff-missing-out-on-our-potential-in-life/</loc>
		<lastmod>2012-11-11T23:16:07+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/05/will-you-have-to-work-forever-or-will-you-live-differently/</loc>
		<lastmod>2012-11-06T01:49:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/14/the-normal-vs-freeat33-approach-to-retirement-savings/</loc>
		<lastmod>2012-10-30T13:20:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/15/6-tips-to-manage-your-money-better/</loc>
		<lastmod>2012-10-30T13:20:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/16/6-finance-books-that-have-helped-me-grow/</loc>
		<lastmod>2012-10-30T13:20:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/19/average-joes-money-tips-from-a-former-25-year-old/</loc>
		<lastmod>2012-10-30T13:20:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/20/why-we-need-to-turn-fears-and-frustrations-into-winning/</loc>
		<lastmod>2012-10-30T13:20:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/blogs-i-read/</loc>
		<lastmod>2012-10-19T21:20:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/03/the-importance-of-patience-in-personal-finance/</loc>
		<lastmod>2012-10-04T12:54:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/07/how-i-stay-productive-at-work-and-how-you-can-too/</loc>
		<lastmod>2012-10-02T23:27:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/26/my-dream-of-buying-a-house-in-cash/</loc>
		<lastmod>2012-09-27T01:13:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/23/carnival-of-retirement-38th-edition/</loc>
		<lastmod>2012-09-23T17:40:08+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/12/fincon12-the-relationships-and-inspiration-was-money-well-spent/</loc>
		<lastmod>2012-09-15T02:35:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/12/7-good-reads-this-weekend/</loc>
		<lastmod>2012-09-15T01:29:41+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/10/weekend-reading-daylight-savings-style/</loc>
		<lastmod>2012-09-15T01:29:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/01/palm-sunday-personal-finance-favorites/</loc>
		<lastmod>2012-09-15T01:29:31+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/22/great-reading-for-your-summer-solstice-weekend/</loc>
		<lastmod>2012-09-15T01:29:28+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/14/why-do-i-spend-so-much-money/</loc>
		<lastmod>2012-09-15T01:17:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/04/joining-the-yakezie-challenge/</loc>
		<lastmod>2012-09-14T13:40:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/30/carnival-of-retirement-17th-edition/</loc>
		<lastmod>2012-09-14T13:39:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/04/is-a-home-an-asset-or-a-liability/</loc>
		<lastmod>2012-09-05T02:08:13+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/01/carnival-of-money-pros-labor-day-weekend-edition/</loc>
		<lastmod>2012-09-01T20:47:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/06/gearing-up-for-the-2012-financial-blogger-conference/</loc>
		<lastmod>2012-08-07T01:30:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/02/the-best-time-to-invest-in-your-career-and-finances/</loc>
		<lastmod>2012-08-02T21:48:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/31/why-to-continue-living-like-a-college-student/</loc>
		<lastmod>2012-07-26T23:26:58+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/25/can-traveling-for-work-substitute-for-a-vacation/</loc>
		<lastmod>2012-07-25T23:33:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/28/5-ways-young-adults-can-master-their-finances/</loc>
		<lastmod>2012-07-25T00:22:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/22/5-things-i-should-be-spending-money-on/</loc>
		<lastmod>2012-07-22T19:42:20+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/21/why-we-should-embrace-change/</loc>
		<lastmod>2012-07-22T01:11:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/12/5-reasons-why-i-dont-have-cable-tv/</loc>
		<lastmod>2012-07-13T00:06:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/08/how-to-organize-manage-use-tons-of-information-cheaply/</loc>
		<lastmod>2012-07-11T23:53:53+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/03/sometimes-money-just-doesnt-matter/</loc>
		<lastmod>2012-07-04T02:12:48+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/24/lifestyle-carnival-8th-edition/</loc>
		<lastmod>2012-06-25T01:29:52+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/17/10-things-that-made-my-dad-the-greatest/</loc>
		<lastmod>2012-06-17T19:42:05+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/16/i-dont-ever-want-to-borrow-money-again-is-that-weird/</loc>
		<lastmod>2012-06-17T16:46:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/11/how-to-handle-stress-at-work/</loc>
		<lastmod>2012-06-11T23:58:02+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/04/how-im-achieving-my-goals-by-attending-fincon12/</loc>
		<lastmod>2012-06-05T02:04:06+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/03/are-stores-socially-irresponsible-with-marketing-their-credit-cards/</loc>
		<lastmod>2012-06-03T17:32:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/02/7-positives-that-come-from-messing-up/</loc>
		<lastmod>2012-06-03T03:10:04+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/31/why-the-millennial-generation-can-win/</loc>
		<lastmod>2012-06-01T02:33:01+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/26/being-prepared-to-handle-a-financial-windfall-is-a-blessing/</loc>
		<lastmod>2012-05-27T18:07:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/17/5-hings-ive-learned-from-my-5-year-career/</loc>
		<lastmod>2012-05-27T03:08:21+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/23/how-to-tell-if-your-spending-is-a-problem/</loc>
		<lastmod>2012-05-24T03:40:03+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/advertise/</loc>
		<lastmod>2012-05-20T22:48:15+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.6</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/20/live-on-less-than-you-make-and-win/</loc>
		<lastmod>2012-05-20T18:16:30+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/15/how-to-achieve-balance-and-do-what-you-care-about/</loc>
		<lastmod>2012-05-16T03:27:43+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/24/how-to-make-a-cheap-easy-and-tasty-homemade-chili/</loc>
		<lastmod>2012-05-10T00:20:49+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/14/sometimes-its-good-to-stop-reflect-and-be-thankful/</loc>
		<lastmod>2012-05-10T00:20:33+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/16/reflecting-on-a-year-with-an-emergency-fund/</loc>
		<lastmod>2012-05-05T22:58:16+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/05/5-not-fun-things-about-living-below-your-means/</loc>
		<lastmod>2012-05-05T22:45:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/29/how-to-handle-life-when-it-attempts-to-drive-you-nuts/</loc>
		<lastmod>2012-04-29T22:37:00+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/21/inspiring-reasons-to-live-a-debt-free-life/</loc>
		<lastmod>2012-04-29T22:02:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/28/the-pros-and-cons-of-a-cross-country-business-road-trip/</loc>
		<lastmod>2012-04-28T15:34:27+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/08/a-road-trip-out-of-florida-could-be-a-cheap-vacation-this-spring/</loc>
		<lastmod>2012-04-08T23:07:18+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/08/are-you-working-toward-your-goals-or-someone-elses-goals/</loc>
		<lastmod>2012-04-02T13:19:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/26/are-you-personally-accountable/</loc>
		<lastmod>2012-03-27T03:30:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/20/taking-a-vacation-this-summer-consider-the-excitement-of-renting-an-rv/</loc>
		<lastmod>2012-03-26T01:23:35+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/18/not-spending-money-feels-better-than-spending-money-to-me/</loc>
		<lastmod>2012-03-23T02:53:19+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/22/does-clutter-cause-stress/</loc>
		<lastmod>2012-03-23T02:14:36+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/05/how-i-manage-to-live-cheap/</loc>
		<lastmod>2012-03-10T04:59:40+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/18/why-im-not-saving-for-retirement/</loc>
		<lastmod>2012-03-10T04:59:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/12/how-to-automate-your-monthly-bills/</loc>
		<lastmod>2012-03-10T04:59:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/14/why-us-twenty-somethings-should-live-cheap/</loc>
		<lastmod>2012-03-10T04:59:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/23/top-10-personal-finance-lessons-i-learned-in-2011/</loc>
		<lastmod>2012-03-10T04:59:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/15/ten-reasons-i-didnt-spend-any-money-this-week/</loc>
		<lastmod>2012-03-10T04:59:39+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/05/10-personal-finance-lessons-i-learned-from-my-dad-2/</loc>
		<lastmod>2012-03-10T04:59:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/07/does-an-emergency-fund-replace-the-need-for-credit-cards/</loc>
		<lastmod>2012-03-10T04:59:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/15/on-handling-lifes-unknowns/</loc>
		<lastmod>2012-03-10T04:59:38+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/06/what-im-reading-this-week/</loc>
		<lastmod>2012-03-10T04:58:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/21/3-steps-to-organizing-and-de-cluttering-your-apartment/</loc>
		<lastmod>2012-03-10T04:58:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/04/how-to-hold-yourself-accountable-to-your-budget/</loc>
		<lastmod>2012-03-10T04:58:57+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/14/how-i-lost-8000-in-4-years-from-buying-a-nice-car/</loc>
		<lastmod>2012-03-10T04:58:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/21/attitude-does-it-make-a-difference/</loc>
		<lastmod>2012-03-10T04:58:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/19/6-ways-i-could-further-cut-my-expenses/</loc>
		<lastmod>2012-03-10T04:58:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/26/strategy-in-personal-finance-and-life/</loc>
		<lastmod>2012-03-10T04:58:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/28/thoughts-as-dow-closes-above-13000-again-finally/</loc>
		<lastmod>2012-03-10T04:58:56+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/03/why-we-pay-cash-in-a-world-of-plastic/</loc>
		<lastmod>2012-01-25T04:02:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.2</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/doing-what-you-love/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/getting-ahead/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/organizing-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/lessons-learned/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/living-cheap/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/things-i-love/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/budget-traveling/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/category/uncategorized/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/05/</loc>
		<lastmod>2013-05-21T03:30:46+00:00</lastmod>
		<changefreq>daily</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/04/</loc>
		<lastmod>2013-04-30T03:00:10+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/03/</loc>
		<lastmod>2013-03-29T19:59:27+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/02/</loc>
		<lastmod>2013-02-21T01:44:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2013/01/</loc>
		<lastmod>2013-01-31T04:08:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/12/</loc>
		<lastmod>2012-12-29T23:56:03+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/11/</loc>
		<lastmod>2012-11-30T12:00:52+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/10/</loc>
		<lastmod>2012-10-28T20:21:46+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/09/</loc>
		<lastmod>2012-09-27T00:34:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/08/</loc>
		<lastmod>2012-08-28T02:47:05+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/07/</loc>
		<lastmod>2012-07-31T13:00:11+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/06/</loc>
		<lastmod>2012-06-28T00:49:02+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/05/</loc>
		<lastmod>2012-05-26T21:20:46+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/04/</loc>
		<lastmod>2012-04-30T10:00:44+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/03/</loc>
		<lastmod>2012-03-28T03:32:14+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/02/</loc>
		<lastmod>2012-02-29T02:34:23+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2012/01/</loc>
		<lastmod>2012-01-25T02:47:22+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/2011/12/</loc>
		<lastmod>2011-12-31T21:26:55+00:00</lastmod>
		<changefreq>monthly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/author/elizabetht/</loc>
		<lastmod>2012-01-25T04:02:10+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/author/kraig/</loc>
		<lastmod>2013-05-21T03:45:54+00:00</lastmod>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/20-somethings-and-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/2012-financial-blogger-conference/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/achieving-financial-independence/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/anti-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/attending-a-conference/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/automate-your-bills/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/bad-uses-of-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/balancing-money-and-life/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/bank-account/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/becoming-a-leader/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/becoming-an-entrepreneur/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/becoming-financially-independent/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-content-with-what-you-have/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-frugal/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-more-productive/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-patient-with-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-positive-about-the-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/being-thankful/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/believing-in-yourself/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/benefits-of-buying-cheaper-things/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/blessings-in-my-life/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/bloggers-discussing-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/blogging-lessons/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/blowing-your-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/borrowing-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/budget-traveling-2/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/budgeting/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/budgeting-for-dummies/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/budgeting-with-the-envelope-system/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/building-a-lifestyle-business/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/building-an-emergency-fund-after-becoming-debt-free/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/building-relationships/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/building-wealth/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/business-trips/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/buying-a-home/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/buying-a-house-in-cash/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/buying-a-house-without-a-mortgage/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/buying-less-stuff/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/buying-things-you-dont-need/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/can-i-reach-financial-independence/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/can-i-retire-early/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/canceling-cable-tv/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/career/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/career-advancement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/career-development/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/carving-out-more-savings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/cash/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/challenges/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/challenging-times/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/change-is-good/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/change-your-life-through-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/changing-my-life-through-personal-finance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/changing-your-spending-habits-for-the-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/chasing-your-dreams/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/cheap-vacation-ideas/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/childhood-dream-of-retiring-early/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/choosing-not-to-buy-a-house/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/consuming-less-and-spending-less/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/cooking/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/create-a-lifestyle-business-that-fits-your-life/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/creating-a-successful-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/credit-cards/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/cutting-spending-for-your-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/cutting-your-spending/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dating-a-cheapskate/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dating-cheaply/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dating-on-a-budget/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dating-without-spending-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dave-ramsey/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/de-cluttering/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/debt-free/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/debt-free-living/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/delaying-making-purchases/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/developing-professionally/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/ditching-the-american-dream/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dow-jones/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/downgrading-your-consumable-purchases/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/drastically-cutting-my-expenses/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/dream-of-starting-my-own-business/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/early-retirement-vs-creating-a-lifestyle-business/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/easy-meals/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/embracing-change/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/emergency-fund/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/end-of-year/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/envelope-system/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/escaping-the-rat-race/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/excited-about-getting-older/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/excited-about-the-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/expenses/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/facing-uncertainty-and-moving-forward/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/family/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/fathers-day-2012/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/featured/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/feeling-helpless-and-moving-forward/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-blessings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-blogger-conference/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-bloggers/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-independence/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-peace-university-for-a-christmas-gift/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-security/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/financial-windfalls/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/fincon12/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/find-your-passion/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/finding-deals/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/finding-motivation/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/fixing-it-instead-of-buying-new/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/friends-that-motivate-me/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/gaining-wisdom/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/generation-y/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/get-fired-up-and-start-kicking-butt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/get-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/get-your-money-under-control-so-you-can-chase-your-dreams/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-ahead-financially/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-an-inheritance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-more-time-off-to-enjoy-life/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-motivated/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-organized/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-organized-financially/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-started-in-the-real-world/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/getting-started-with-budgeting/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/giving-financial-peace-university-to-a-friend/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/good-personal-finance-books/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/handling-stress-at-work/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/having-less-things/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/health-insurance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/high-pressure-sales-pitches/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/home-maintenance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/homemade-chili/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/hope-in-the-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-i-lost-money-in-the-stock-market/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-be-different-from-others/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-get-motivated-to-save-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-get-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-live-cheaply/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-live-frugally/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-live-on-less/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-manage-your-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-save-a-higher-percentage/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-spend-less-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-start-living-cheap/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-start-saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-stop-being-broke/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/how-to-track-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/i-want-to-retire-by-45/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/i-want-to-spend-more-time-outside/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/im-debt-free-and-loving-it/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/im-fine-thanks-the-movie/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/if-money-were-no-option/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/improve-my-situation/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/increased-summer-spending/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/information-systems/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/inspiration-to-make-life-changes/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/inspiration-to-save-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/inspired-to-pay-off-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/insurance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/invest-in-my-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/investing-in-index-funds/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/investing-in-your-career/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/investing-in-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/is-it-a-good-idea-to-borrow-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/is-it-smart-to-borrow-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/is-it-worth-it-to-save-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-from-my-dad/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-from-your-mistakes/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-how-to-budget/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-patience-with-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-to-live-with-less/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/learning-whats-important-to-you/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/leftovers/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/lessons-from-starting-a-blog/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/lessons-learned-from-blogging/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/letting-go-of-control/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/live-cheaply/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/live-frugally/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/live-in-the-now/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/live-on-less-that-you-earn/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/live-the-dream/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-below-your-means/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-cheap-after-college/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-cheap-when-others-arent/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-cheaper-in-2013/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/apartment-living/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-in-an-expensive-city/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-in-the-present/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-it-up/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-like-a-college-student/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-like-youre-in-college/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-on-a-budget/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-on-less-than-you-make/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-space/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-with-less-stuff/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-with-roomates/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-without-cable-tv/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/living-your-dream-life/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/long-term-index-investing/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/losing-money-on-a-nice-car/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/make-this-world-a-better-place/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/making-mistakes/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/mastering-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/messing-up/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/millennial-generation/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/mint-com/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/money-management-tips/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/money-tips-for-20-somethings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/money-tips-for-25-year-olds/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/money-tips-for-young-adults/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/motivation/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/motivation-for-getting-ahead/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/motivation-for-saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/motivation-to-start-a-blog/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/moving-forward-from-hard-times/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/my-dad/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/new-years/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/not-having-to-worry-about-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/not-shopping-on-black-friday/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/not-spending-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/organizing-information/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/overcoming-career-challenges/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/paying-bills/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/paying-cash/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/personal-accountability/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/personal-finance-bloggers/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/personal-finance-blogs/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/personal-finance-lessons/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/personal-values/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/positive-thinking/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/positives-and-negatives-of-borrowing-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/post-college-career/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/productivity/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/professional-growth/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/pursuing-your-passion/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/rats-in-a-wheel/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reaching-early-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reaching-financial-freedom/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reaching-financial-independence/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reaching-your-potential/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reading-about-personal-finance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reading-non-fiction-books/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/reasons-not-to-buy-an-expensive-car/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/recipes/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/relationships/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/renting-a-car/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/renting-an-rv/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/renting-instead-of-buying/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/retirement-savings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/retiring-early/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/rich-dad-poor-dad/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/road-tripping-with-friends/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/save-a-huge-percentage-of-your-income/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-50000-after-youre-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-50-of-your-income/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-for-early-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-for-financial-independence/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-for-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-half-of-your-income/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-money-after-youre-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-money-like-crazy/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-money-vs-spending-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/saving-up-for-a-house/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/seasonal-spending/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/self-employment/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/setting-goals/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/shopping-and-overspending/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/should-i-be-saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/simplifying/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/slow-cooker-recipes/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/small-business-productivity/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/social-responsiblity/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spend-less-than-you-make/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-all-you-have/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-all-your-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-less-on-consumables/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-less-on-stuff/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-more-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/spending-time-with-co-workers/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-building-wealth/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-growing-your-wealth/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-tracking-your-expenses/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-tracking-your-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/start-tracking-your-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stay-out-of-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/staying-away-from-black-friday/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stock-market-fluctuations-and-staying-the-course/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stop-borrowing-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stop-living-in-the-future/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stop-living-in-the-past/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/stop-needing-waste-of-money-gadgets/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/striving-for-financial-freedom/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/take-vacations-or-save-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-day-after-thanksgiving/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-difference-between-assets-and-liabilities/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-great-recession/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-internet/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-joys-of-being-debt-free/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/the-millennials/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/time-wasters/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/tips-for-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/tips-to-manage-your-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/track-your-spending/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/tracking-your-expenses/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/travel-or-save-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/twenty-something-finance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/twenty-somethings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/twenty-somethings-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/using-mint-com-to-track-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/using-the-envelope-system/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/waiting-to-buy-a-home/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/waiting-until-youre-out-of-debt-to-build-your-savings/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/wasting-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/websites/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/what-if-you-didnt-have-to-worry-about-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/what-is-your-dream-job/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-being-debt-free-rocks/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-i-track-my-expenses/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-not-buying-a-house/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-not-opening-a-retirement-account/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-not-opening-a-roth-ira/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-not-trapping-my-money-until-im-59-and-a-half/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-okay-with-losing-money-in-the-stock-market/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-im-saving-money/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-saving-money-is-so-important/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/why-you-shouldnt-buy-a-fancy-car/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/win-with-money-so-you-chase-your-dreams/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/work-life-balance/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/work-traveling/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/work-trips/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/working-hard-to-get-ahead/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/worry-free-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/yakezie/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/yakezie-challenge/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/you-need-to-attack-debt/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/young-adult-debt-problem/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/young-adult-finances/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/young-adults-and-retirement/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/young-adults-traveling-for-work/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/young-professional/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/your-values/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
	<url>
		<loc>http://www.youngcheapliving.com/tag/zenhabits/</loc>
		<changefreq>weekly</changefreq>
		<priority>0.3</priority>
	</url>
</urlset>