How Saving for a House Became Saving for Financial Independence
Four years ago, I was stressed out about money. I was over $20,000 in debt at the time and had no money to my name. I had just bought a car that I couldn’t afford and, only having been working for a year post college, I wasn’t making a heck of a lot. October 2008 [...]
The Importance of Patience In Personal Finance
I’m not a natural at having patience in much of anything in my life. Back in High School, I didn’t want to be patient and learn my algebra. I certainly didn’t want to be patient enough to read an entire book all the way through. My lack of patience in school left me barely graduating [...]
‘Tis the Season to Save 50% of Your Income
Aw, I love this time of year. Here in Minnesota, the leaves are turning beautiful colors, the weather is cooling off and the days are getting shorter. The air feels and smells a little different. All in all, it’s a great time of year. As the summer season is now in the rear view mirror, [...]
My Dream of Buying a House in Cash
It’s not yet a specific goal of mine to buy a house in cash, but rather a dream. It’s not that I don’t think I can do it, because I do. It’s that I don’t know when I’ll want to buy a house. The dream of it is what’s been on my mind lately because [...]
Carnival of Retirement – 38th Edition
I hope everyone is having a great weekend! Here’s the 38th edition of the Carnival of Retirement. *Note: The links below are to articles written by other personal finance bloggers on their own blogs. They may or may not reflect my views or the views of this blog, Young, Cheap Living. Their presence on this [...]
My “Why” of Personal Finance
“You only live once” is what I heard the other day from someone close to me. This friend was referring to all the time and energy I spend on personal finance and saving money. This friend argued that I may be spending too much time being focused on money. I thought about it for a [...]
Why Do I Spend So Much Money?
I’m frustrated tonight. See, I used to have my spending down quite low. It wasn’t bare bones, but it was low enough that I got excited when each month went by because of how I could watch my savings grow. Over this past summer, my spending has gradually came back up to the point where [...]
FinCon12: The Relationships and Inspiration Was Money Well Spent
I’m not sure if you all remember me, but I’m Kraig and this is my blog. I haven’t written in two weeks due to some very busy times, but I’m safely home from the 2012 Financial Blogger Conference, which was an incredible experience. I made some great friends and learned some valuable lessons and ideas [...]
Is a Home an Asset or a Liability?
The question of whether a home is an asset or a liability never really entered my mind until recently. I came home two Friday’s ago after work to find the book, Rich Dad Poor Dad, in my mailbox. It was a gift from my girlfriend, who had heard me talking about how I wanted to [...]
Carnival of Money Pros – Labor Day Weekend Edition
I’m happy to be this week’s host of the Carnival of Money Pros. The Carnival of Money Pros is brought to you to by the Money Pros Team, and you can submit articles at Blogger Carnivals. *Note: The links below are to articles written by other personal finance bloggers on their own blogs. They do [...]
