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Recent Posts

Are You Saving for a House, Car or Vacation or Are You Saving for More?

Are You Saving for a House, Car or Vacation or Are You Saving for More?

| July 30, 2013 | 24 Comments

When you think of saving money, what comes to mind? For me, it’s cars, houses, boats, clothes and vacations that first come to mind. Saving is usually thought of as a temporary piling up of cash in order to purchase some good or service that’s believed to make our life better. That’s what its all […]

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Life is More Expensive When You Don’t Have Time

Life is More Expensive When You Don’t Have Time

| June 15, 2013 | 11 Comments

In his article titled Your Lifestyle Has Already Been Designed, David, from the blog Raptitude, makes some points that are hard to argue with. He suggests that the 8-hour workday, paired with the 40 hour work week, makes for an incredibly purchase-happy public. Now, why would a standard work week, that’s pretty intense as it […]

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Is It Stupid to Borrow Money?

Is It Stupid to Borrow Money?

| May 13, 2013 | 16 Comments

As I looked through my site stats tonight, I noticed a keyword phrase a visitor used today to get to my site, which was “Is it stupid to borrow money?”. I figured this phrase deserved a post of its own. It seems that so many people reach my site with similar questions. Young adults these […]

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How to Save $50,000 in Two Years After Getting Out of Debt

How to Save $50,000 in Two Years After Getting Out of Debt

| April 8, 2013 | 42 Comments

I thought that title might get your attention. It just so happens, I saved $50,000 in the first 24 months after becoming debt free. My average salary throughout that time period was….. well… let’s just say it was less than $55,000 per year. You can do it too, and here’s how: Track Your Finances How […]

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How to Live Below Your Means. It’s Simple.

How to Live Below Your Means. It’s Simple.

| February 17, 2013 | 17 Comments

I’ve managed to learn a thing or two about what it takes to win financially over the past few years and I’m still learning. It’s hard for me not to roll my eyes when I hear financial advisors going on and on about the details, as if personal finance is complicated. I’m sorry all, but […]

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5 Reasons Why I Don’t Have Cable TV

5 Reasons Why I Don’t Have Cable TV

| July 12, 2012 | 18 Comments

It’s been two and a half years since I canceled my cable TV subscription. I had it made back then. I had all the regular channels plus the latest and greatest in high definition. High definition was pretty new at that time and no one else really had it. Today, I’m sure it is far […]

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Why I Don’t Ever Want to Borrow Money Again

Why I Don’t Ever Want to Borrow Money Again

| June 16, 2012 | 21 Comments

Borrowing money is a very socially acceptable thing to do these days it seems. In my circle of friends, family and colleagues,  people congratulate you for saying things like these: “I just bought a house with a 30 year mortgage where the payment is less than I was paying in rent.” “I just financed a […]

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10 Incredibly Fun Things About Living Below Your Means

10 Incredibly Fun Things About Living Below Your Means

| May 9, 2012 | 19 Comments

Last week I crabbed a little about my frustrations of being a cheapskate and on all the things I feel like I miss out on by living this way. Yes, at times it gets quite rough. Sometimes, you just have to talk about it and let go of some steam. You know what I figured […]

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10 Personal Finance Tips for Young Adults

10 Personal Finance Tips for Young Adults

| April 9, 2012 | 49 Comments

After turning 28 last week, I’ve realized that my twenties are mostly behind me. I’m finally able to look back on adulthood with 10 years of life experiences as an adult behind me. Would I do things differently? Yes and no. If I did things differently, I wouldn’t be where I am today and I […]

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