Everything I Know About Personal Finance in One Post
I’m not a certified financial anything, and heck, I’m not even very old (I’m turning 29 next month), but I’ve figured some of this finance stuff out. I’ve got experience in getting things handed to you as I got two nice cars and the majority of the cost of my college education given to me [...]
First Get Your Finances in Order…Then Chase Your Dreams
It’s funny how there seems to be a natural order of things and a time for everything. Ecclesiastes 3 states: There is a time for everything, and a season for every activity under the heavens. I really like that verse. It keeps me feeling accepting of however things turn out. Some times in our lives [...]
Open a Roth IRA and Buy a House? Um, No Thanks.
I’m getting real tired of the typical financial advice out there. It seems that everyone is a personal finance expert these days. Everywhere you turn, people are giving financial advice. My friend, who is employed at a student loan call center, is even giving people financial advice on what to do with their student loans. [...]
What Do You Mean “You Don’t Track Your Finances”?!
I’ve figured out why some people are broke while others aren’t. Broke people are broke because they are not tracking their finances while others are building wealth because they are. Yes, it’s true and I’m sorry to have to break the news to those of you who are broke. It is a harsh reality. My [...]
Extreme Options for a Financial Independence Pursuer
As you may or may not know, I save around 50% of my income and have for over 2 years now since paying off the last of my debt. This may seem like a lot to many people, but I’m disappointed in myself over it. I want to increase this further. To what extent, I’m [...]
Oh, the Things I Could Buy!
There’s this person I know who lives “The Life”. This person travels to all the best places, very regularly. This person seems to have it all. This person almost makes me jealous with his/her seemingly ideal lifestyle. It must be so nice to be able to do all that. It must be so enjoyable, so [...]
When It Matters, You’ll Make Cuts
A less expensive lifestyle didn’t come natural to me. My natural state required all the good stuff money can buy. For almost every product or service, there is a price and quality spectrum. Many people, myself in my earlier years included, simply require the best (or think they do). They can find an unlimited number [...]
How to Live Below Your Means. It’s Simple.
I’ve managed to learn a thing or two about what it takes to win financially over the past few years and I’m still learning. It’s hard for me not to roll my eyes when I hear financial advisors going on and on about the details, as if personal finance is complicated. I’m sorry all, but [...]
As I Approach 29 Years Old, I Can’t Wait to Get Older
The days until I reach 30 years old are numbered. I’ll be 29 soon, the last year of my twenties. As friends and family around my age reach the 30 mark, I often think to myself what it will be like when I get there. In some ways it will be sad, because my twenties [...]
Case Study: Young Cheap Dating
The following is a guest post by my girlfriend, Katie. It seems that I’ve inspired her over the past year or so to think differently about all this personal finance stuff. Thankfully, she is even okay with my over-the-top saving priority, which means less money spent on her/us. So here she is on the stage, [...]
