RSSLearning New Things

A 15 Cent Banana and Thoughts on Regular People

A 15 Cent Banana and Thoughts on Regular People

| May 15, 2013 | 12 Comments

After 4-5 months of a Minnesota winter and a spring that felt just like winter, I decided that tonight was the night to give my car a washing. My luxurious Pontiac has been screaming for attention in recent months, but lately, I’ve been finding myself riding bike to work and walking to the local dollar [...]

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Is It Stupid to Borrow Money?

Is It Stupid to Borrow Money?

| May 13, 2013 | 10 Comments

As I looked through my site stats tonight, I noticed a keyword phrase a visitor used today to get to my site, which was “Is it stupid to borrow money?”. I figured this phrase deserved a post of its own. It seems that so many people reach my site with similar questions. Young adults these [...]

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How I Lost $1,400 Today and Why That’s Okay

How I Lost $1,400 Today and Why That’s Okay

| April 15, 2013 | 12 Comments

I lost $1,418.71 today. The stock market took a plunge, it’s biggest drop in six months. Since then, it’s been going up like crazy. I’ve sure loved the value that’s been added to my portfolio of mutual funds, but lately, it’s been tough for me to justify buying any more shares, knowing that the stock [...]

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Why a Lifestyle Business Is Worth Looking Into

Why a Lifestyle Business Is Worth Looking Into

| April 3, 2013 | 10 Comments

I continue to evolve as a young adult who’s working hard and making decent money, yet living below my means and saving over half of my income so that I can make my future as bright as it can be. First, it was about getting fired up and getting myself out of debt. I finished [...]

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Everything I Know About Personal Finance in One Post

Everything I Know About Personal Finance in One Post

| March 29, 2013 | 16 Comments

I’m not a certified financial anything, and heck, I’m not even very old (I’m turning 29 next month), but I’ve figured some of this finance stuff out. I’ve got experience in getting things handed to you as I got two nice cars and the majority of the cost of my college education given to me [...]

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As I Approach 29 Years Old, I Can’t Wait to Get Older

As I Approach 29 Years Old, I Can’t Wait to Get Older

| February 16, 2013 | 39 Comments

The days until I reach 30 years old are numbered. I’ll be 29 soon, the last year of my twenties. As friends and family around my age reach the 30 mark, I often think to myself what it will be like when I get there. In some ways it will be sad, because my twenties [...]

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Is Inspiration All That’s Needed to Pay Off Your Debt?

Is Inspiration All That’s Needed to Pay Off Your Debt?

| January 30, 2013 | 16 Comments

There’s been a little bit of flattery going on this week as two people I know in real life confirmed that they did indeed pay off some or all of their debt because of this blog. That makes me happy and gives me a sense of purpose in what I’m doing here. Upon hearing of [...]

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We All Must Determine Which Path to Take and Why

We All Must Determine Which Path to Take and Why

| January 14, 2013 | 19 Comments

Four and a half years ago, I was $28,000 in debt. I was earning just a few thousand more than that per year. The road ahead looked uphill, unpaved and foggy. Young adulthood and the real world weren’t seeming so fun. What was I to do? I had two options: Live it up Stop this [...]

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Be Realistic About The Future. Be Present. Start Living.

Be Realistic About The Future. Be Present. Start Living.

| January 10, 2013 | 10 Comments

Ever since I was a little kid, I’ve had this dream that someday, life was going to be perfect. Someday, I would make a lot of money. Someday, I would have the perfect wife and the perfect kids. Someday, I would own my own business. Someday, I would get to do what I love everyday. [...]

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Life is Hard. Deal with It by Moving Forward.

Life is Hard. Deal with It by Moving Forward.

| December 6, 2012 | 9 Comments

I can hardly begin to express my emotions or talk about what I’m going through right now. I’m dealing with some insane stuff with one of the closest people in my life, whom I love more than anything. I would give up everything I have to fix things for this person, but I cannot do [...]

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