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Is It Stupid to Borrow Money?

Is It Stupid to Borrow Money?

| May 13, 2013 | 10 Comments

As I looked through my site stats tonight, I noticed a keyword phrase a visitor used today to get to my site, which was “Is it stupid to borrow money?”. I figured this phrase deserved a post of its own. It seems that so many people reach my site with similar questions. Young adults these [...]

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5 Things You Can Do This Week to Start Growing Your Wealth

5 Things You Can Do This Week to Start Growing Your Wealth

| May 8, 2013 | 23 Comments

Three years ago, I broke free from being broke. I was 26 at the time and was worth as much then as the day I was born back in 1984. I decided that 26 years was enough time to learn that I didn’t want to be broke anymore. I knew what I needed to know. [...]

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Having Things Given to You Hurts You, Not the Other Way Around

Having Things Given to You Hurts You, Not the Other Way Around

| April 24, 2013 | 15 Comments

I was mocked the other day because of the fact that I “had some things paid for” for me in my younger days. Sure, that is true. I was pampered with a bit of monetary luxury for a few years between the ages of 17 and 23. I had the majority of two nice vehicles [...]

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How I Lost $1,400 Today and Why That’s Okay

How I Lost $1,400 Today and Why That’s Okay

| April 15, 2013 | 12 Comments

I lost $1,418.71 today. The stock market took a plunge, it’s biggest drop in six months. Since then, it’s been going up like crazy. I’ve sure loved the value that’s been added to my portfolio of mutual funds, but lately, it’s been tough for me to justify buying any more shares, knowing that the stock [...]

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How to Save $50,000 in Two Years After Getting Out of Debt

How to Save $50,000 in Two Years After Getting Out of Debt

| April 8, 2013 | 33 Comments

I thought that title might get your attention. It just so happens, I saved $50,000 in the first 24 months after becoming debt free. My average salary throughout that time period was….. well… let’s just say it was less than $55,000 per year. Can you do it too? Of course you can. Here’s how: Step [...]

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Everything I Know About Personal Finance in One Post

Everything I Know About Personal Finance in One Post

| March 29, 2013 | 16 Comments

I’m not a certified financial anything, and heck, I’m not even very old (I’m turning 29 next month), but I’ve figured some of this finance stuff out. I’ve got experience in getting things handed to you as I got two nice cars and the majority of the cost of my college education given to me [...]

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First Get Your Finances in Order…Then Chase Your Dreams

First Get Your Finances in Order…Then Chase Your Dreams

| March 27, 2013 | 12 Comments

It’s funny how there seems to be a natural order of things and a time for everything. Ecclesiastes 3 states: There is a time for everything, and a season for every activity under the heavens. I really like that verse. It keeps me feeling accepting of however things turn out. Some times in our lives [...]

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What Do You Mean “You Don’t Track Your Finances”?!

What Do You Mean “You Don’t Track Your Finances”?!

| March 10, 2013 | 36 Comments

I’ve figured out why some people are broke while others aren’t. Broke people are broke because they are not tracking their finances while others are building wealth because they are. Yes, it’s true and I’m sorry to have to break the news to those of you who are broke. It is a harsh reality. My [...]

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Extreme Options for a Financial Independence Pursuer

Extreme Options for a Financial Independence Pursuer

| March 6, 2013 | 35 Comments

As you may or may not know, I save around 50% of my income and have for over 2 years now since paying off the last of my debt. This may seem like a lot to many people, but I’m disappointed in myself over it. I want to increase this further. To what extent, I’m [...]

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Oh, the Things I Could Buy!

Oh, the Things I Could Buy!

| March 1, 2013 | 27 Comments

There’s this person I know who lives “The Life”. This person travels to all the best places, very regularly. This person seems to have it all. This person almost makes me jealous with his/her seemingly ideal lifestyle. It must be so nice to be able to do all that. It must be so enjoyable, so [...]

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