Kraig Mathias
Hi, I’m Kraig. I’m 28, unmarried and I live on my own in the Minneapolis/ St. Paul area. I live my life debt free and save half of my take-home pay. I do it for the peace of mind, the lowered stress and anxiety, the excitement of what it will mean for my future and so that I can become financial independent as soon as possible. Subscribe here to future posts by email or RSS, follow me on Twitter, Like Me on Facebook, or add me to your circles on Google+.
Kraig Mathias's Latest Posts
A 15 Cent Banana and Thoughts on Regular People
After 4-5 months of a Minnesota winter and a spring that felt just like winter, I decided that tonight was the night to give my car a washing. My luxurious Pontiac has been screaming for attention in recent months, but lately, I’ve been finding myself riding bike to work and walking to the local dollar [...]
Is It Stupid to Borrow Money?
As I looked through my site stats tonight, I noticed a keyword phrase a visitor used today to get to my site, which was “Is it stupid to borrow money?”. I figured this phrase deserved a post of its own. It seems that so many people reach my site with similar questions. Young adults these [...]
5 Things You Can Do This Week to Start Growing Your Wealth
Three years ago, I broke free from being broke. I was 26 at the time and was worth as much then as the day I was born back in 1984. I decided that 26 years was enough time to learn that I didn’t want to be broke anymore. I knew what I needed to know. [...]
We Should Be Smelling Sunscreen Every Day This Summer
I just came in from an afternoon on the deck, drinking iced tea and basking in the sun. About 30 minutes into it, I grabbed the sunscreen and put on a heavy coat all over my skin. And now, as I sit inside on this beautiful day, I smell like sunscreen, along with sun soaked [...]
How to Handle Living on Another Planet Than Everyone Else
On the outside, I look like a normal twenty something. I live in a run of the mill, one bedroom apartment in a boring commercial neighborhood. I dress pretty normal and sport a nice buzz cut hair style. I drive a car that blends right in with my peers. I even travel here and there [...]
Having Things Given to You Hurts You, Not the Other Way Around
I was mocked the other day because of the fact that I “had some things paid for” for me in my younger days. Sure, that is true. I was pampered with a bit of monetary luxury for a few years between the ages of 17 and 23. I had the majority of two nice vehicles [...]
Who Are You Outside of Money?
Lately, I’ve been doing a lot of thinking. I have an itch to change things. A part of me is saying, go out and do something crazy and different. A big part of why I stay on the path I’m on is because of money. It’s not that I don’t like my life, because I [...]
How I Lost $1,400 Today and Why That’s Okay
I lost $1,418.71 today. The stock market took a plunge, it’s biggest drop in six months. Since then, it’s been going up like crazy. I’ve sure loved the value that’s been added to my portfolio of mutual funds, but lately, it’s been tough for me to justify buying any more shares, knowing that the stock [...]
How to Save $50,000 in Two Years After Getting Out of Debt
I thought that title might get your attention. It just so happens, I saved $50,000 in the first 24 months after becoming debt free. My average salary throughout that time period was….. well… let’s just say it was less than $55,000 per year. Can you do it too? Of course you can. Here’s how: Step [...]
Why a Lifestyle Business Is Worth Looking Into
I continue to evolve as a young adult who’s working hard and making decent money, yet living below my means and saving over half of my income so that I can make my future as bright as it can be. First, it was about getting fired up and getting myself out of debt. I finished [...]
