Weekend Personal Finance Reading, Young Adult Edition

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There are some great personal finance blog posts for young adults out there this week. Here’s a list, taken exclusively from personal finance blogs who are part of Yakezie or the Yakezie Challenge. I’m dedicating this post to all of you young adults out there, like me. I hope you learn some awesome new things just like I did!

Ridiculous Things I Do to Save or Make Money

This post is brought to us by Daisy at Add Vodka (@add_vodka on Twitter). It’s a list of some crazy things she’s done to save money. It’s a very interesting read and makes me think of the crazy things I’ve done as a young adult. Here’s a few (maybe they’re not so crazy):

• Stayed in my apartment for an entire weekend so I didn’t spend any money
• Went two months straight bringing a lunch to work and not eating out once
• Re-gifted gifts I got at work to my family for Christmas (whoops)
• Not purchased any furniture for almost 5 years, living with only a hand-me-down loveseat and a recliner

Why We Plateau and What to Do Next

This post is from American Debt Project. It’s a good read that offers some simple young adult personal finance tips and motivating words on continuing your climb out of debt and into building wealth and success. If you think you may be plateauing, take a look at this post.

Frugal Is Not the Same As Cheap

Brought to us by Joe at Personal Finance by the Book, this post outlines how to be frugal and financially responsible as opposed to a “cheapskate”. He has some good ideas for all you young adults out there.

Give Birth on a Budget

This post comes from Kari at Small Budget Big Dreams. I know, I’m a guy, but this can still apply to guys. My sister and brother-in-law gave birth to my two nephews this way, on a budget. They researched in advance, hired a mid wife, paid cash in advance and delivered right at home, both times. I think the word should be spread to all you young adults out there that this is an option. It doesn’t always have to be some big, expensive, hospital thing.

I am a Christian Personal Finance Blogger and This is How I Roll…

This post, from Celebrating Financial Freedom, isn’t a new post but rather just one that caught my eye this week. I reached out to Dr. Cabler this week for some information about an advertiser and he was very helpful in his response to me, giving me uplifting feedback about my blog, offering me a guest post on his blog and making a suggestion of someone else with values like us, who I should reach out to. I’m very excited take him up on his offer to guest post on his blog as soon as I can find the time and energy to write it. Anyway, I found Dr. Cabler’s way of blogging to be influential to me. Take a look at this page’s summary of “how he rolls”. It’s pretty awesome. I think I may make a page on my blog like this. I’m big into principles and values in whatever you do. Like I mentioned in my post earlier this month on Why You Won’t See Ads for Loans, Debt or Credit Cards on This Blog, I believe that a personal finance blog should help people. That’s why, like Dr. Cabler, I’m not promoting things like debt and credit cards. I believe they hurt people, not help them.

The Negative Effect of Good Financial Advice

This post comes to us from Matt at RamblingFever Money (on Twitter @Matt76Allen). Matt argues that often, when people, often as young adults, learn a lot about a specific topic, like personal finance, they tend to get a big head, become over confident and then do stupid things. An example is reading up on investing, becoming over confident, and then going into debt to finance investments…….DUH, STUPID (in my opinion). There is obviously a bunch of this going on in this world. It’s a good read.

Why Have an Emergency Fund

Jeff, at See Debt Run (on Twitter @seedebtrun), provides a compelling argument for why we should have an emergency fund. I agree with him 100% by the way. My life has been much better and I’ve had far less anxiety ever since I got out of debt and built my emergency fund. Take a look. You’ll be happy you did.

Lifestyle Spending By Design – Acquiring Stuff vs. Experiences

Brandon, at Shared Financial Success (on Twitter @sfsblog), asks readers a very interesting question, “Do You Spend More Money On Stuff Or Experiences?” For me, as a young adult, the answer is neither one. I’m changing that up a little bit this year. I plan to attend the Financial Blogger Conference in September, which was a tough decision to make since it’s fairly expensive to do (for a cheapskate like me).

Mentions of Young, Cheap Living on the Web

I want to give a big THANK YOU to those of you who have recently mentioned me on your personal finance blog:

• Thanks Katie from Along for the Journey!
• Thanks Daisy from Add Vodka!
• Thanks BogofDebt!
• Yakezie Carnival: Setting Your Clocks from over at 20 and Engaged
• Yakezie Carnival Dr Seuss The Lorax Edition from over at Miss Wall Street

Thank You for your Comments!

Here’s shout out to those of you who have become regular readers of my blog and regularly contribute. I really appreciate it!

• Katie, again, from Along for the Journey
• Daisy, again from Add Vodka
• Jeremy from Modest Money
• Emily at EvolvingPF
• Bridget at Money After Graduation
• Again, BogofDebt
• Amy at Shakes and Cakes
• Well Heeled Blog
• Kari, again at Small Budget Big Dreams
• Steve at The Loonie Bin
• Jason at Work Save Live

If I forgot you, let me know and I’ll be sure to add you. Have a great rest of the weekend everyone!

Tags: Personal Finance Blogs, Twenty Somethings

Category: Uncategorized